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Cookie Policy

Understanding how we use cookies and similar technologies

Last Updated: January 2025

This Cookie Policy explains how Consopamt Education LLC ("we," "us," or "our") uses cookies and similar technologies on our website consopamt.com (the "Website"). By using our Website, you consent to the use of cookies as described in this policy.

1. What Are Cookies?

Cookies are small text files that are placed on your device (computer, tablet, smartphone) when you visit a website. Cookies help websites remember your preferences, improve user experience, and provide analytics about how the site is used.

2. How We Use Cookies

We use cookies for the following purposes:

Essential Cookies (Strictly Necessary)

These cookies are necessary for the Website to function properly. They enable basic features like page navigation, secure access, and form submission. The Website cannot function without these cookies.

Examples: Session cookies, security cookies, load balancing cookies

Analytics Cookies (Performance)

These cookies help us understand how visitors interact with our Website by collecting anonymous information about page visits, time spent on pages, and navigation patterns. This helps us improve our educational content and user experience.

Examples: Google Analytics or similar analytics tools

Data Collected: Pages viewed, time on site, bounce rate, device type, browser type, geographic location (country/region level)

Functional Cookies (Preference)

These cookies remember your preferences and choices to provide a more personalized experience.

Examples: Language preferences, display settings, form data (for convenience)

3. Types of Cookies We Use

Session Cookies

These are temporary cookies that expire when you close your browser. They help the Website remember your actions during a single browsing session.

Persistent Cookies

These cookies remain on your device for a set period or until you delete them. They help us remember your preferences for future visits.

First-Party Cookies

These are cookies set directly by our Website.

Third-Party Cookies

These are cookies set by external services we use, such as analytics providers. We carefully select third-party services that respect user privacy.

4. Third-Party Services

We may use the following third-party services that may set cookies:

  • Google Analytics: For website analytics and performance monitoring (anonymous data only)
  • Other Analytics Tools: To understand user behavior and improve educational content

These third-party services have their own privacy policies and cookie policies. We do not control their cookies or data practices.

5. Your Cookie Choices

You have several options for managing cookies:

Browser Settings

Most web browsers automatically accept cookies, but you can modify your browser settings to decline cookies or alert you when cookies are being sent. Please note that disabling cookies may affect the functionality of the Website.

How to manage cookies in popular browsers:

  • Chrome: Settings → Privacy and Security → Cookies and other site data
  • Firefox: Options → Privacy & Security → Cookies and Site Data
  • Safari: Preferences → Privacy → Cookies and website data
  • Edge: Settings → Privacy, search, and services → Cookies and site permissions

Opt-Out Tools

For analytics cookies, you can opt out using:

  • Google Analytics Opt-Out: Install the Google Analytics Opt-out Browser Add-on
  • Do Not Track (DNT): Most browsers offer a "Do Not Track" setting, though not all websites honor this signal

6. Cookies and Personal Information

Most cookies we use collect anonymous or aggregated information and do not directly identify you as an individual. However, some cookies may be associated with your IP address or device identifiers. Any personal information collected through cookies is handled in accordance with our Privacy Policy.

7. Data Retention

Session cookies are deleted when you close your browser. Persistent cookies remain on your device according to their expiration date or until you delete them manually. Analytics data is typically retained for a period necessary for analysis and then anonymized or deleted.

8. Consent

By continuing to use our Website, you consent to our use of cookies as described in this Cookie Policy. When you first visit our Website, you may see a cookie banner or notification informing you about our cookie usage.

9. Changes to This Cookie Policy

We may update this Cookie Policy from time to time to reflect changes in our practices or for legal, regulatory, or operational reasons. The "Last Updated" date at the top of this policy indicates when it was last revised. We encourage you to review this policy periodically.

10. International Users

If you are located in the European Economic Area (EEA), United Kingdom, or other jurisdictions with cookie regulations, please note that we comply with applicable cookie laws including GDPR requirements. You have the right to withdraw consent for non-essential cookies at any time through your browser settings.

11. Contact Us

If you have questions or concerns about our use of cookies, please contact us:

Consopamt Education LLC

28 Liberty Street

New York, NY 10005, United States

Email: info@consopamt.com

Phone: +1 (212) 204 2600

Important Note

Consopamt is an educational financial literacy platform. All content on this Website is for informational and educational purposes only. We do not provide investment, trading, brokerage, credit, legal, tax, or personalized financial advice. No content should be interpreted as a recommendation to buy, sell, or use any financial product or service.

Consopamt

Non-commercial financial literacy education platform.

Educational content only. Not financial advice.

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